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Document Type

Peach Sheet

Abstract

The Act adjusts the workers' compensation criteria defining risk, allowing lower rates for insurance companies with a history of fewer claims. Further, the Act allows people to retain their chosen health care professionals through their health maintenance organization when they are willing to pay higher rates. The Act also allows the Insurance Commissioner to establish criteria that will permit commercial insurance risks to be exempt from filing requirements, and requires the Insurance Commissioner to give more timely responses to requests for review of a policy cancellation or nonrenewal.

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