Date of Award

8-3-2019

Degree Type

Dissertation

Degree Name

Doctor of Philosophy (PhD)

Department

Finance

First Advisor

Dr. Vikas Agarwal (Chair)

Second Advisor

Dr. Gerald D. Gay

Third Advisor

Dr. Zhen Shi

Fourth Advisor

Dr. Wei Jiang (External - Columbia Business School)

Abstract

Open-end mutual funds can use redemptions in kind to meet investor redemption requests by delivering securities held by the fund in lieu of cash. Such a tool can mitigate the need of asset fire sales while passing associated liquidation costs to the redeeming investor. Greater asset illiquidity, greater flow volatility, and younger funds are associated with a higher likelihood of funds utilizing redemptions in kind. Investors in illiquid funds with a greater likelihood of using redemptions in kind exhibit less run-like behavior. Redemptions in kind helps reduce the adverse effect of flow-induced pressure on stock performance and improve fund performance subsequent to extreme investor redemptions. Offsetting these benefits, redemptions in kind also reduces investors’ flow sensitivity to good performance. I find further evidence suggesting that, when redeeming in kind, funds deliver illiquid securities during periods when the market is illiquid and volatile.

DOI

https://doi.org/10.57709/14925114

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