Despite the remarkable success of microfinance programs in poverty alleviation, empowering the clients of these programs has proven elusive in many cases. Social capital is a commonly missing, or at least misused, asset within microfinance programs, which often leads to this outcome. Creating and fostering social capital will have a positive influence on empowering microfinance clients. The values espoused by certain Christian theologies can have a considerably positive impact on the creation and fostering of social capital. A Christian-oriented social capital also has the potential to alleviate the ills and correct the failures of a microfinance program’s intent to empower clients. This thesis argues that the values and structure of certain Christian theologies and practices create a type of social capital that increases the likelihood of Christian-based microfinance programs empowering their clients.